Payment

Cash

Check

HSA/FSA/Credit/Debit Cards

QuickPay with Zelle

Venmo

Insurances Accepted

Blue Cross Blue Shield Traditional/Commercial

BCBSM Mental Health and Substance Abuse

McLaren Medicaid

McLaren HMO

McLaren Health Advantage

Medicare Plus Blue PPO

BCBS PPO Trust

CIGNA

Blue Care Network

Insurances Accepted 

Above you will find a list of insurances Young Mind Therapy, LLC is a provider within network.  Keep checking this page as new insurances will continue to be added.  You may seek reimbursement for therapy services on your own. If you choose to seek reimbursement from your insurance company, an appropriate diagnosis and receipt will be provided to you.  This may assist in potential reimbursement for an out-of-network provider.

Many insurance companies will cover 50-100% of the fee as an “out-of-network” provider. The best way to determine what portion of the fee may (or may not) be reimbursed by your insurance company is to contact them directly by calling the customer service phone number on the back of your insurance card.  When speaking to your insurance company, you will want to ask them the following questions: 

  • What are my “out-of-network” outpatient mental health benefits? 
  • Do I need to meet a deductible before my benefits will begin paying for out of network providers? 
  • Do you need a referral from a primary care doctor?
  • Do you reimburse for outpatient services provided by a limited license clinician? 
  • Where do I need to mail or email my receipt? 

Many individuals who have health insurance elect not to use it for coverage of mental health services, and instead pay for therapy as an “out of pocket” expense or use their flexible or health savings account.  Most often, this is due to concerns about the privacy of their health information, and the potential release of this information to health insurance companies and their affiliated entities.